Categories for Personal Finance

7 Easy Ways to Raise Your Credit Score

April 10, 2017 2:49 pm  | Comments: 3 | Views: 14878
You probably know that your credit scores — which are based on the information in your credit reports — represent one of the most important aspects of your financial portfolio, as it can have a major impact on your life.To get the best deals on credit and insurance products, you’ll need to achieve and maintain a high credit score. And while many may cringe at the thought of looking up their credit score due to past mistakes, it’s important you keep tabs on that important three-digit number. Thankfully, if you do have a low score–not all is lost. There are many ways you can clean up your credit report and be back in the “Excellent” ranking. Here are a few suggestions that will make the road to increasing your credit score much easier.

7 Easy Ways to Raise Your Credit Score

April 4, 2017 1:07 pm  | Comments: 1 | Views: 7181
You probably know that your credit scores — which are based on the information in your credit reports — represent one of the most important aspects of your financial portfolio, as it can have a major impact on your life.To get the best deals on credit and insurance products, you’ll need to achieve and maintain a high credit score. And while many may cringe at the thought of looking up their credit score due to past mistakes, it’s important you keep tabs on that important three-digit number. Thankfully, if you do have a low score–not all is lost. There are many ways you can clean up your credit report and be back in the “Excellent” ranking. Here are a few suggestions that will make the road to increasing your credit score much easier.

6 Ways to Repair Your Credit Score

January 19, 2017 2:30 pm  | Comments: 0 | Views: 15984
Your credit report is one of the most important aspects of your financial portfolio. While many may cringe at the thought of looking up their credit score due to past mistakes, it’s important you keep tabs on your credit report as it is a complete representation of your financial history. Not only does your credit report affect interest rates on potential loans but it can also determine whether or not you can be approved for an apartment or mortgage. Thankfully, if you have a low score–not all is lost. Here are a few suggestions that will make the road to repairing your credit score much easier.

Singles Pay More For Car Insurance

July 22, 2015 8:30 am  | Comments: 0 | Views: 4810
A single 20-year-old pays 21% more than a married 20-year-old for the same policy, a new study from InsuranceQuotes.com found. To an insurer, it comes down to statistics — and singles get into more accidents. Married drivers might be more cautious since they’re more likely to have kids, said Laura Adams, an analyst an InsuranceQuotes.com…. View Article

Easy Steps to a Fruitful Retirement

June 17, 2015 4:53 pm  | Comments: 0 | Views: 2680
Many people believe that you don’t start thinking about retirement until later in life. However, it’s actually never too early to start. Nowadays, people are retiring younger than ever before with more money than they could ever dream of. And it’s actually not that hard.  With the right investments and some self-discipline, you can easily… View Article

Five Steps to Cleaning Up Your Credit

June 15, 2015 9:31 pm  | Comments: 3 | Views: 2739
Your credit report is one of the most important aspects of your financial portfolio. While many may cringe at the thought of looking up their credit score due to past mistakes, it’s important you keep tabs on your credit report as it is a complete representation of your financial history. Not only does your credit… View Article

83-Year-Old Gets $24K AT&T Bill After Dial-Up Glitch

May 6, 2015 8:00 am  | Comments: 1 | Views: 2648
And you thought your teenager’s phone bills are high? Los Angeles resident Ron Dorff is disputing an AT&T bill for $24,298.93. The 83-year-old—who lives on a monthly $1,530 Social Security check and surfs the net via low-speed AOL dial-up—took his story public, speaking with the LA Times about the confusing struggle to get his phone… View Article

American Students Have Poor Financial Skills

September 3, 2014 8:30 am  | Comments: 0 | Views: 3249
American students’ knowledge about managing money is downright unimpressive, according to a study released Wednesday. The Organization for Economic Cooperation and Development (OECD) study chronicles how students around the world scored on a Program for International Student Assessment (PISA) financial literacy exam in 2012. Of the students from 18 countries and economies who took the… View Article

Cost Savings Just One Benefit Of Organic Gardening

July 10, 2014 6:49 pm  | Comments: 0 | Views: 5151
When you hear the words “organic gardening,” I’m willing to bet the word “expensive” is one of the first things that comes to mind. Most people associate organic gardening with high costs because organic produce is expensive to buy at the grocery store. Well, I’m here to tell you that for the home gardener, organic… View Article

YouTube’s Biggest Draw Plays Games, Earns $4 Million A Year

June 30, 2014 10:30 am  | Comments: 2 | Views: 5886
Felix Kjellberg doesn’t play a very convincing megastar. The seemingly modest Swede avoids the spotlight, has no entourage and is uncomfortable with success. But put Mr. Kjellberg in front of a Web-camera and he transforms into PewDiePie, by far YouTube’s biggest draw. He has built a base of 27 million subscribers using a decidedly unorthodox… View Article

Auto Loans: Americans Filling Up On Too Much Debt?

June 20, 2014 10:30 am  | Comments: 0 | Views: 3522
Americans love cars and debt, so it’s only natural that they would combine the two. A new report finds that auto loans are becoming more supercharged than ever as financing terms reach record highs. However, consumers should remember to steer clear of buying more car than they can really afford. The average auto-loan term increased… View Article

Retirees eye lower cost of living in Latin America

June 19, 2014 2:30 pm  | Comments: 0 | Views: 5286
Tarin Cardamone, 67, and her husband, James, 71, retired to Sierra Vista, Ariz., seven years ago, but now they want to move to a country in Central or South America for “a different lifestyle — something that’s more exciting and adventurous than going to the local grocery store or taking a trip to Tucson,” Tarin… View Article