Your credit report is one of the most important aspects of your financial portfolio. While many may cringe at the thought of looking up their credit score due to past mistakes, it’s important you keep tabs on your credit report as it is a complete representation of your financial history. Not only does your credit report affect interest rates on potential loans but it can also determine whether or not you can be approved for an apartment or mortgage. Thankfully, if you have a low score–not all is lost. Here are a few suggestions that will make the road to repairing your credit score much easier.
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Although it’s often fun to give gifts, the anxiety of choosing them is still a major cause of holiday stress. This is especially true for obligatory gifts you feel compelled to give people you don’t know well: the year-end tips for service people. Are you, like many people, wondering how much holiday cheddar to give your doorman, hairstylist, or personal trainer? Use this holiday tipping guide so everyone gets checked off your list this season.
If you have a Medicare health or prescription drug plan, the deadline to make changes to your 2017 coverage is quickly approaching, as Open Enrollment ends December 7th. The enrollment process can be quite tricky to navigate, but here are the five choices you can make during Medicare’s Open Enrollment period.
Open enrollment season is in full swing, representing a crucial time of year for anyone shopping for health coverage. With all the media attention on Obamacare, it’s easy to overlook Medicare’s annual open enrollment period for the nation’s 55 million Medicare beneficiaries, which runs from Oct. 15 through Dec. 7. If you are happy with… View Article
Over the weekend AT&T announced they have finally reached an agreement to buy Time Warner for a whopping $85 billion. If the deal passes through regulation, the merger would combine one of the biggest distribution companies with one of the biggest TV and movies producers, in effect creating one of the most powerful media companies… View Article
Mall of America, the biggest shopping mall in the U.S., announced this week that they will close for Thanksgiving Day—a bold move that disrupts the increasingly early Black Friday shopping trend of recent years. Located in Bloomington, Minnesota, Mall of America has been open for business on the Thanksgiving holiday for the past four years, following the… View Article
Design firm Pentagram uses “circular logic” to bring the financial institution into the digital-payment era. Last week Mastercard revealed an updated brand identity with the unveiling of a new minimalist logo – the brand’s first redesign in 20 years. With the goal of modernizing and optimizing the brand for the digital era, the financial institution’s new… View Article
On Tuesday Amazon CEO Jeff Bezos confirmed the company’s plans to open more brick-and-mortar retail stores and expand Amazon Prime member benefits during the company’s annual shareholder meeting. While still primarily an online retailer, Bezos promised shareholders that Amazon is “definitely going to open additional stores,” but specific details of the expansion remain unclear, including… View Article
President Obama and his administration have turned in their final budget proposal for his final year as president and it includes a $4.15 trillion spending increase labeled “a roadmap to a future that embodies America’s values and aspirations.” The new budget would call for a 4.9% increase in government spending due to enrollment in mandatory… View Article
While no one wants to imagine the death of their child, taking out insurance on your son or daughter — or asking them to purchase their own plan — will protect you from being hit with mountains of debt should tragedy strike. And the policies are pretty cheap. A basic plan with up to $250,000… View Article
A single 20-year-old pays 21% more than a married 20-year-old for the same policy, a new study from InsuranceQuotes.com found. To an insurer, it comes down to statistics — and singles get into more accidents. Married drivers might be more cautious since they’re more likely to have kids, said Laura Adams, an analyst an InsuranceQuotes.com…. View Article
Right now, homeownership is 35% cheaper than renting on a national level, according to a report from Trulia. Last year, it was 33% cheaper to be a homeowner than a tenant. Home prices have risen slightly faster than rents over the last year, the report found. But at the same time, mortgage rates remain low,… View Article